Tax and pay

Tax and pay calculators

Work out your income tax, what lands in your bank account, what a bonus really pays and what you might get back from SARS. Free, with no sign-up.

  • Free, no sign-up
  • Nothing you type is stored or sent
  • Official SARS figures, with the date checked
Income tax calculatorEstimate your yearly income tax from taxable income and age, with rebates, medical credits and a bracket breakdown.Take-home pay calculatorYour salary after PAYE, UIF and retirement contributions.Salary breakdown calculatorWhat a monthly salary means: yearly, weekly, daily and hourly pay, and what is left after tax.Bonus tax calculatorThe extra tax a bonus or 13th cheque adds, and what you keep.Retirement annuity tax calculatorHow much tax an RA saves you, and what it really costs.

Pay and income tax

Income tax calculatorEstimate your yearly income tax from taxable income and age, with rebates, medical credits and a bracket breakdown.Take-home pay calculatorYour salary after PAYE, UIF and retirement contributions.Salary breakdown calculatorWhat a monthly salary means: yearly, weekly, daily and hourly pay, and what is left after tax.Bonus tax calculatorThe extra tax a bonus or 13th cheque adds, and what you keep.Job offer comparison calculatorCompare job offers by pay after tax, bonus, commute and other costs.Public service salary scalesGovernment salary ranges for teachers, nurses, police and salary levels, with pay after tax.

Retirement and lump sums

Retirement annuity tax calculatorHow much tax an RA saves you, and what it really costs.Lump sum vs annuity calculatorAn illustration: how long a lump sum lasts if you draw the same income as an annuity pays.

Tax on investments

Tax on interest and dividendsThe interest exemption, the tax on the rest of your interest and the dividends tax.Capital gains tax calculatorCapital gains tax on shares, property or a business, with the annual, home and small business exclusions.Crypto tax calculatorEstimate tax on crypto gains as capital or as income, with what SARS says.

VAT

VAT calculatorAdd VAT to a price or take it out.

About the tax and pay tools

This page gathers the tools for the money questions that come back every month and every tax season. They share one set of official SARS figures, so the results agree with each other, and each tool shows the source and the date we last checked it.

Which tool do I need?

Dates and changes

The tax year countdown and the tax year planner keep the key SARS dates in one place, and what changed in the Budget lists the changes that affect your pay.

How the figures are kept

Tax tables, rebates, thresholds and rates live in one place on this site, with the official source, the date they take effect and the date we last checked them. When a rule changes, we update that one place and every tool follows. Read more on how we check our figures.

What these tools cannot do

They give arithmetic and clearly labelled estimates from the details you type in. They do not know your full tax affairs, your employer's payroll set-up or every deduction you may claim. Your assessment from SARS is the final word, and for a decision with real consequences you should check the figures with SARS or a registered tax practitioner. These tools are not tax or financial advice.