Job offer comparison calculator (South Africa)

Enter two or more offers to see which leaves you the most each month after tax and the cost of getting to work.

About you

Whole number. Only counts if you are on a medical scheme.

Used for the commute cost.

Used for pay per hour only. An example default.

The offers

Job offers

Commute cost a km is what the trip costs you, such as fuel and wear, or a taxi fare divided by the distance. The starting figures are examples.

Most left each month

Offer B (close to home)

Most pay left each month
Offer B (close to home)
Pay after tax
R 25 141.88
Commute and other costs
R 882.00
Left after those costs
R 24 259.88
Left per hour worked
R 139.96
Gap to the next best, each month
R 3 386.75

This compares pay after tax and the costs you enter. It leaves out leave, job security, growth, time spent travelling and other things that matter.

Estimates only. Not financial advice.

Each offer after tax and costs

Pay after tax, costs of the job and pay left, best first
OfferAfter tax a monthCosts a monthLeft a monthLeft a yearTax share
Offer B (close to home)R 25 141.88R 882.00R 24 259.88R 291 11915.6%
Offer A (far from home)R 26 618.13R 5 745.00R 20 873.13R 250 47816.3%

How the job offer comparison works

Last updated 10 November 2026

Two job offers rarely differ only in salary. One may pay more but sit far from home, and a bonus may change the picture. This page puts every offer on the same footing: what you keep each month after tax, minus the costs the job adds.

How it works

  • Enter your age, medical scheme details and the working days and hours that apply.
  • Add each offer with its monthly salary, yearly bonus, retirement contribution, daily commute, cost a kilometre and other monthly costs.
  • Read which offer leaves the most each month, and how far apart they are.

Worked example

With the starting examples:

  1. Offer B (close to home) leaves the most: R 25 141.88 after tax, less R 882.00 of costs, which is R 24 259.88 a month.
  2. Offer A (far from home) leaves R 20 873.13 a month, which is R 3 386.75 less.

Why pay after costs is a better yardstick

A salary figure is before tax, and tax takes a bigger share of higher pay. Commute costs are real money out of your pocket every month. Comparing the amount left after both gives a fair picture of what each job is worth to you in rand.

Bonuses and retirement contributions

A yearly bonus is added to your pay for the year and taxed with it, so it is shown after tax and spread over the months. A retirement contribution reduces your tax within the limits for the year, but the money still leaves your monthly pay, and the tool counts it as such.

Where the figures come from

The tax tables, rebates and UIF come from SARS. We read them on 10 November 2026. The figures register shows the source and the date. The example offers and costs are examples, not real jobs. This is an estimate from public tables, not career or financial advice. Read the full disclaimer.

What it cannot weigh

Leave, security, benefits, growth and the time a long commute takes from your day are not in the numbers. Use the result as one input to the decision, not the whole decision.

Things to watch

  • Employers may pay benefits that are not in the salary figure, so ask what is included.
  • Your payslip shows your real pay.

Related: the take-home pay calculator, the salary breakdown calculator and the car vs Uber vs taxi comparison.

Questions people ask

How do I compare two job offers?

Compare what you keep, not what you are offered. Work out the pay after tax and UIF for each offer, add any bonus, then subtract what the job costs you each month, such as the commute and parking. The calculator does these steps.

How is the commute cost worked out?

It multiplies the kilometres you travel each day by the cost of each kilometre and by the working days in a month. Use your own cost a kilometre, for example fuel and wear on your car, or a taxi or train fare divided by the distance.

Does a higher salary always win?

No. A higher salary can leave less once tax, a longer commute and other costs come off. A yearly bonus is taxed with the rest of your pay, so it adds less than its face value.

What does this leave out?

Leave, job security, medical and retirement benefits your employer pays, training, growth and the time spent travelling. These can matter more than a small difference in pay.

Is anything stored?

No. Your numbers stay in the page and are not sent anywhere.

Figures last checked on 10 November 2026 for the 2026/27 tax year. Sources: SARS: Rates of tax for individuals, SARS: Medical scheme fees tax credit rates.

Estimates only, based on 2026/27 figures. Not financial advice. Read the full disclaimer.