Business

Tools for small businesses and freelancers

Make an invoice or quote, add or remove VAT, check your margin and find your break-even point. Free, and your business details never leave your device.

Free, no sign-up
Nothing you type is stored or sent
Print or save as PDF

Start here

Invoice generatorMake a professional invoice with your logo and VAT, then print or save it as a PDF.Quotation generatorBuild a quote with an expiry date, terms and a block for the customer to sign.Profit margin calculatorProfit margin from cost and price, or the price needed for a margin.Break-even calculatorHow many units you must sell to cover your costs, and to reach a profit.Cash flow forecast calculatorForecast your bank balance month by month and see when cash runs short.Payslip generatorA printable payslip with earnings, deductions, UIF and net pay, with the details the BCEA lists.

VAT and pricing

VAT calculatorAdd VAT to a price or take it out.

Documents

Invoice generatorMake a professional invoice with your logo and VAT, then print or save it as a PDF.Quotation generatorBuild a quote with an expiry date, terms and a block for the customer to sign.Purchase order generatorRaise a purchase order for a supplier with items, delivery date and address.Receipt generatorGive a customer a receipt for a payment, with the method and reference.Customer statement generatorList invoices and payments and show the running balance a customer owes.Payment reminder generatorA polite or firm reminder letter for an overdue invoice, ready to copy or print.

Pricing and profit

Profit margin calculatorProfit margin from cost and price, or the price needed for a margin.Markup calculatorThe selling price for a markup on cost, or the markup in a price.Break-even calculatorHow many units you must sell to cover your costs, and to reach a profit.Commission calculatorCommission on sales, with base pay and an extra rate above a target.Discount calculatorThe price after a percentage discount, or the discount between two prices.

Freelancers

Hourly rate calculatorThe hourly rate that covers your income, costs and time off.Freelance pricing calculatorA project quote from your hours, rate, expenses and an allowance for extra work.

Planning

Cash flow forecast calculatorForecast your bank balance month by month and see when cash runs short.

Payroll

Payslip generatorA printable payslip with earnings, deductions, UIF and net pay, with the details the BCEA lists.UIF calculatorThe UIF taken from pay and paid by the employer, with the monthly ceiling applied.Leave calculatorAnnual, sick and family responsibility leave under the BCEA, with the minimums for maternity and parental leave.

Tax and registration

CIPC fees and annual return calculatorCIPC registration fee, annual return fees by turnover and the last day to file.Sole proprietor vs company tax calculatorEstimated yearly tax on the same profit as a sole proprietor or through a company.

About BizMzansi

BizMzansi covers the small jobs that eat into a business owner’s week: sending an invoice, quoting a customer, working out a selling price, or checking whether a product earns enough.

Private by design

Invoices and quotes are built in your browser. Your business details, customer names, logo and prices are not uploaded or stored. When you are done, print the document or save it as a PDF from your browser’s print dialog.

VAT and the law

The tools help you work out amounts. They do not decide whether you must register for VAT or what a valid tax invoice must contain. For that, check the official rules on the SARS website. Figures such as the VAT rate come from one place and show the date they were last checked.

These are estimates for information only. They are not financial, tax or legal advice.

Where to start

Pick the tool that matches the stage you are at.

Setting a price. The hourly rate calculator, the freelance pricing calculator, the markup calculator and the profit margin calculator turn costs into prices.
Selling and getting paid. Create a quotation, an invoice and a receipt, send a statement and chase late accounts with the payment reminder generator.
Buying. The purchase order generator records what you asked a supplier for.
Staying afloat. The break-even calculator and the cash flow forecast show how much you must sell and whether the bank balance holds up.
Pay and offers. The commission calculator and the discount calculator handle everyday sums.

Documents stay on your device

The document tools build the page in your browser. Your customers' names, prices and banking details are not uploaded or stored. Print the document or save it as a PDF from your browser, and keep your own copy.

What these tools cannot do

They do arithmetic and lay out documents. They do not check that a document meets every legal or tax requirement for your business, such as the details a VAT-registered business must show on a tax invoice. Check the current rules with the tax authority or your accountant.