UIF calculator

See how much UIF comes off your pay each month, and what your employer adds.

Your remuneration for the month. The tool applies the UIF ceiling for you.

UIF taken from your pay each month

R 150.00

Your employer also pays
R 150.00
Total paid to the UIF each month
R 300.00
Total over twelve months
R 3 600.00
Pay the percentage is applied to
R 15 000

The ceiling is R 17 712 a month. Above it, UIF stops growing.

Estimates only. Not financial advice.

How the UIF calculator works

Last updated 10 November 2026

The Unemployment Insurance Fund pays benefits to workers who lose their job or take certain kinds of leave. It is funded by contributions from workers and employers. This calculator shows what each side pays each month.

How it works

  • Each side pays 1% of pay.
  • Pay above R 17 712 a month is ignored, so the contribution stops growing there.
  • The yearly total is twelve months of the monthly total.

Worked example

With the starting figure:

  1. Pay of R 15 000 is used for the calculation.
  2. You pay R 150.00 and your employer pays R 150.00.
  3. Together that is R 300.00 a month, or R 3 600.00 a year.

Why the ceiling matters

The ceiling sets the most that anyone pays. If you earn above it, your UIF is the same as someone who earns exactly the ceiling. The calculator tells you when your pay is above it, so you know the figure will not grow with a raise.

Where UIF shows up on your payslip

Your payslip should show UIF as a deduction. The employer share is not taken from your pay. Some payslips list it separately. If the amount looks different, check your gross pay. UIF is worked out on gross pay, before tax.

What this tool does not cover

Some workers are outside UIF, and the rules on what counts as pay can differ. This tool does not work out UIF benefits or how long you can claim. It does not replace advice from the Department of Employment and Labour or your payroll provider.

Next steps

To see your pay after tax, use the take-home pay calculator. To build a payslip, use the payslip generator.

Things to watch

  • Check the rate and ceiling on the SARS page if your pay is close to the ceiling. They can change.
  • This is an estimate of contributions, not a statement of what you are owed.

Read the full disclaimer.

Questions people ask

Who pays UIF?

Both you and your employer. Each pays 1% of your pay, up to a monthly ceiling. Your employer takes your share off your pay and pays both shares over.

Is there a limit on UIF?

Yes. UIF is worked out on pay up to R 17 712 a month. Earn more than that and the contribution does not grow. Each side pays at most R 177.12 a month.

Does this tell me what I can claim?

No. It only works out contributions. What you can claim depends on how long you contributed and on your pay. Ask the Department of Employment and Labour or read their guidance.

Is my pay stored?

No. Your pay stays in the page. Only the amount you enter can appear in a share link, and you can switch that off by not sharing it.

Payslip generatorA printable payslip with earnings, deductions, UIF and net pay, with the details the BCEA lists.Take-home pay calculatorYour salary after PAYE, UIF and retirement contributions.Severance pay calculatorThe statutory minimum severance for operational dismissals, and the tax on a lump sum.

Figures last checked on 10 November 2026 for the 2026/27 tax year. Sources: SARS: Unemployment Insurance Fund.

Estimates only, based on 2026/27 figures. Not financial advice. Read the full disclaimer.